No obligation introductory consultation

This is Pascal. He speaks plain English (no jargon) and gives honest, trusted advice.

With 30+ years experience, he can help you with your financial needs.

You can arrange to meet him either in office or on zoom at a time that suits you

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Advice First Financial Services Donegal

Personal Retirement Bond Donegal

Retirement & Pensions Planning

Retire with financial freedom by having an income once you stop working.

Retirement & Pensions Planning >>

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Mortgages

Ensure your Mortgage is fully paid off in the event your death.

Mortgages >>

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Life Insurance & Protection


Financially protect
 your loved ones in the event you pass away.

Life Insurance & Protection >>

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Investment Advice

Good Investment advice in Donegal or anywhere is crucial to helping you plan for a secure future.

Investment Advice >>

What Advice First Customers Say

Financial Services Donegal

Independent, clear, honest, friendly, trustworthy - we recommend Pascal Curran and the team at Advice First to our clients in Donegal, friends and family.Just simply explained, professional, experienced financial advice to suit your specific needs.
james m
james m
11:35 28 Sep 22
Pascal gives good unbiased financial advice. I'd recommend him over many of the other "advisers" available.
Sapphire Capell
Sapphire Capell
21:03 13 Jul 22
Always happy to help no matter how big or small the question/query is.
Manus Crampsey
Manus Crampsey
19:36 13 Jul 22
Great service
Toni Donnell
Toni Donnell
18:34 13 Jul 22
Highly recommend advice first Pascal was so helpful and kind took all the stress and hassle out of the mortgage process! Would 100% recommend to anyone looking for advice!
Sheena Cavanagh
Sheena Cavanagh
18:26 13 Jul 22
Without Pascal and Advice first we would still be renting. Initial meeting was so clear and great value for money to get you started on your plans. Amazing at simplifying advice when needed and so easy to reach out to and ask as many questions as needed. I cannot thank these guys enough.
John greer
John greer
17:24 13 Jul 22
Very helpful and friendly,
Mr. G Doherty
Mr. G Doherty
11:58 12 Jul 22
Highly recommend Pascal for a 1 to 1 consultation.
Anne Devine
Anne Devine
07:17 12 Jul 22
Fantastic service and customer care, really friendly helpful staff who help you make informed choices and decisions that are tailored to suit your budget. I would highly reccomend giving them a call for a consultation.
Maggie Durning
Maggie Durning
17:39 09 Jul 22
Pascal and his team are a great help and make dealing with financial issues very straight forward. Everything is put in layman's terms.
Clare Sweeney
Clare Sweeney
20:40 08 Jul 22
Highly recommend Pascal and team. They have made our mortgage journey much less confusing and stressful! Getting mortgage approval wouldn't have been possible without their attention to detail and brilliant advice.
Padraig Boyce
Padraig Boyce
20:17 08 Jul 22
Really friendly and helpful in any queries you might have.
Matthew Havlin
Matthew Havlin
19:25 08 Jul 22
I would highly recommend Pascal. He was a great help with getting our mortgage, insurance etc. sorted for our build. With the stress that can be involved in building or a purchase, this is definitely the best money you can spend.
Aisling Lynch
Aisling Lynch
17:58 08 Jul 22
When shopping around for insurance for both income protection and life insurance for my husband and myself I came across advice first, I rang the number got speaking to pascal and from there on every question we had was answered in a way that we understood. Pascal had a wealth of knowledge and expertise in all areas of insurance not only did we feel well informed but we felt confident taking out the most appropriate policies to meet our needs. Thanks pascal, aisling and Ivan Mc Mahon
Marie Boyle
Marie Boyle
17:42 08 Jul 22
We have been dealing with Pascal for many years, each time we have been to see him, it was for different problems/issues and each time he has given us the best advice to meet our financial needs. Pascal has always behaved in a professional manner and it is for that reason we would have no problem recommending him to family or friends.
Lisa Hannigan
Lisa Hannigan
17:23 08 Jul 22
I’ve been a customer of Advice First, for a number of years now and have always found them easy to deal with, professional and friendly. Pascal always provides great advice and support.I would highly recommend Advice First to anyone.
Mortal Wombat
Mortal Wombat
10:16 08 Jul 22
Came back to add some text because honestly these guys deserve the 5 stars! We wanted impartial financial advice to help us get a mortgage and Pascal was amazing. He was there for any questions or to give advice, he handled so much of the paperwork we flew through the process and he helped us sort out insurances! Can't speak highly enough of him, his team and their professionalism!
Celine Furey
Celine Furey
22:24 07 Jul 22
I had a 5 star experience with these guys. I went looking for help with a getting mortgage approved, and here I am, in my own home. I was also facing issues with getting mortgage protection, but that was no problem to Advice First! I would recommend anyone starting on their mortgage journey to give these guys a call…you won’t regret it!
Jane Donnellan
Jane Donnellan
07:23 07 Jul 22
Pascal and the team at Advice First have literally changed my life - I was guided through the whole mortgage process from the very first initial meeting, with positive support and encouragement. Highly recommend Advice First for all financial needs!
James Burgess
James Burgess
20:34 06 Jul 22
Quite simply, I would have given up trying to get a mortgage without Pascal's help. The banks put every obstacle they had in our way, but Pascal smoothed the path for us. We are now happily settled in our own home. Thanks Pascal!!!!! For everything
Golf Events NI
Golf Events NI
14:51 06 Jul 22
Recently myself and my other half completed on a property purchase in Donegal...... To clarify, we are based in Northern Ireland, which created a number of different problems, not least of which was Brexit.Of all the avenues we tried (banks, lenders, brokers) Pascal and his team at Advice First were the only ones who listened and then provided what we needed.Over the years I’ve done many property deals, infact, well in to double figures...... but have never seen the level of service that was provided by Advice First!
Thor Seliger
Thor Seliger
09:13 06 Jul 22
Top notch advice and guidance by Pascal. I can highly recommend!
Gavin
Gavin
20:16 05 Jul 22
Pascal and the team have been nothing less than fantastic to deal with. Always a pleasure to deal with. Highly recommend their services and always have.
Ciaran Carlin
Ciaran Carlin
19:07 05 Jul 22
I would highly recommend the services provided by Pascal Curran of Advice First to anyone seeking independent financial services. He has help us with our mortgage application and the entire process as a whole. His communication and advice has been great throughout our journey so far.
Stanley Nyadzayo
Stanley Nyadzayo
18:11 05 Jul 22
It’s just a first class level of service from the phone call experience to products and how they explain things that are critical to decision making. Highly recommended.
Mary Grace Alegarme
Mary Grace Alegarme
18:02 05 Jul 22
Friendly and amazing staff. They always provide great service and very approachable.
Darwyn Carson
Darwyn Carson
17:59 05 Jul 22
Went to advice first for some advice about a mortgage, must say pascal is very straight to the point, very thorough and has a wealth of knowledge and experience when it comes to any financial advice, we arehappy we came to him and would 100% recommend him for these services
Ronnie Gilmour
Ronnie Gilmour
17:00 01 Jun 22
Pascal done some work for us recently. Both himself and the Team were fantastic and guided us through the whole financial process. I couldn't recommend Advice First highly enough.
Nyree McMonagle
Nyree McMonagle
13:51 01 Jun 22
Pascal and his team have done an exceptional job for us, no matter what came their way nothing was a problem. The team helped us through each stage of the process, the service they provided us was amazing.
Caroline McLaughlin
Caroline McLaughlin
17:09 14 Dec 21
We have been dealing with Pascal at Advice First since 2005. He has helped us so much through the years with our mortgage, Life Insurance, Income Protection and financial guidance. Pascal is so kind and explains everything so well. His attention to detail is second to none and always on hand if we need advice. I would highly recommend Advice First Financial Services. Caroline & Gary McLaughlin.
Joanne Sweeney
Joanne Sweeney
12:59 21 Oct 21
Pascal provides a top class service and exceptional advice. He's responsive and delivers information in a very clear and understandable way. I would. highly recommend his services.
lisa gibbons
lisa gibbons
17:45 15 Sep 21
I can't recommend pascal enough, he explains everything so well, I had ALOT of questions for him and he really knows what he is talking about. As a first time single buyer he took the stress out of the process and I can't thank him enough, I wouldn't have got approved for what I did only for him, really appreciate it pascal, thank you so much
Grainne Sheils
Grainne Sheils
16:50 10 Feb 21
Was referred to Pascal as we wanted to switch mortgages. Although we were aware of what was involved, there were tips and advice Pascal gave us that was invaluable. He advised and directed us and offered his services but felt we were capable of completing the switch ourselves. The best money we've ever spent.
Catriona McMonagle
Catriona McMonagle
18:59 07 Nov 20
I cannot recommend Pascal and the team at Advice First Financial highly enough. Everything flowed with excellent recommendations and help that went above and beyond. So helpful and understanding, especially to novices making the whole purchase process so much easier.
Stephen Dobbyn
Stephen Dobbyn
13:15 23 Apr 20
Would highly recommend Pascal, he is fantastic at what he does, we have been clients for quite a while now and anytime we need assistance it's no bother to him. Always giving the best advice based on your circumstances. Also he explains everything in a way which is easy to understand, there's no jargon or gibberish.
A Murphy
A Murphy
09:10 22 Apr 20
Pascal made sure I always understood what was being discussed, the options available and what the next steps were. Throughout he was very honest and upfront which I especially appreciate.
Elaine Conlon
Elaine Conlon
13:34 17 Apr 20
We can't thank Pascal enough for all his help during our recent purchase! From start to finish nothing but straight talking and prompt professional service!!Bravo Pascal, absolutely brilliant
Aran Devlin
Aran Devlin
09:56 17 Apr 20
Will definitely be using Advice First Financial again in the future. Very helpful company and Pascal is extremely knowledgeable.
Kieran McGee
Kieran McGee
09:15 15 Apr 20
Pascal has been great at sorting us out with a mortgage. He's knowledgeable and it's better to have someone impartial on your side when you're making a bit financial commitment. Couldn't recommend enough.
Ronan Mc Connell
Ronan Mc Connell
18:33 14 Apr 20
Pascal is an excellent financial advisor who is highly knowledgeable and sincere with a unique talent to help put us at ease when making commited financial decisions. We would highly recommend Pascal and his team to look after and guide those who require a steady and able steer in the right direction, while taking all the hard work out of it.Ronan & Lee-anne
Peter Kelly
Peter Kelly
08:59 06 Jun 19
Pascal and team were very helpful when we were buying our home. We had a couple of issues with the sale and the team helped push along the sale. Pascal was very knowledgeable and it was a pleasure working with him. Definitely would recommend him to anyone looking for a mortgage.
Davin Mc Loone
Davin Mc Loone
14:13 30 Apr 19
My wife and I moved back from England in 2016 and had lots of questions from credit history to insurance, accountants to pensions. Pascal was able to help with it all which has been fantastic, great guy and completely professional.
Edel Harley
Edel Harley
22:10 24 Mar 19
I always tell people looking for a mortage to contact Pascal Curran@ advice first. I was only 22 and looking to get a mortgage. A few meetings with Pascal and he gave me all the advice I needed to know and did all the hard work! Best decision I ever made and that was 10 years ago!I still do all my dealings with Pascal. Life insurance,house insurance mortage protection etc. Pascal is your man!
Annie Gallagher
Annie Gallagher
20:06 21 Mar 19
I have to say my experience of working with Pascal was second to none. When looking for my mortgage ,which was a bit complicated Pascal worked very hard and put me in the right direction to solve the situation. He was very professional in all aspects of his work and I can recommend him as a financial advisor.Annie
Paul Mc Elhinney
Paul Mc Elhinney
21:14 13 Mar 19
Can't recommend Pascal enough, he is very professional and very good at explaining everything in simple english, also making sure that you understand which is the important bit.He has great patience for listening to the 'silly questions' and answering the questions you don't think on asking.I have met with Pascal for a few different things over the years and will be dealing with him in future, it pays to have him on your side.
Louise Price
Louise Price
21:50 07 Mar 19
Couldn't recommend Pascal enough. He offered us amazing advice when we were clueless first time buyers many years ago and guided us every step of the way and has since sorted everything from life cover to house insurance. Reliable , trustworthy and a gentleman to deal with. Always on hand with a warm welcome should we need any adviceThank you for everything
Frank McGurk
Frank McGurk
10:52 28 Feb 19
I have known and done business with Pascal Curran for more than twenty five years. Over this period of time, he has advised me on numerous financial matters, including investments, taxation, borrowings, pension matters, banking matters, insurance, etc. I have found Pascal and his company, Advice First, to do exactly what it says on the tin - and that is to give advice first. Before I made any decisions on any of the above matters, I have consulted with Pascal. He has always given me the best advice, I could ask for, whether it was a positive or negative opinion on any financial subject. I value his advice immensely on these and many other matters.He has always been most courteous towards myself and my wife and I would have no hesitation whatsoever in recommending Pascal and Advice First to anyone, who is seeking to get the best financial advice on any fiscal matters.Frank McGurk.
Gavin Martin
Gavin Martin
06:45 26 Feb 19
Couldn't be any more helpful with any questions that I had
Marnie Grier
Marnie Grier
11:27 22 Feb 19
Thankfully I was referred to Pascal at Advice First at a time when I was having difficulties securing my first time mortgage. Pascal and the team provided me with a wealth of information about mortgages, insurances etc. Such an invaluable service and I would highly recommend them to anyone out there looking for a mortgage. They took away all the worry about applying to banks and were always on hand to answer any questions I had about insurance, income protection and mortgages. Needless to say I also saved money by switching my income protection policy. I couldn't recommend Pascal and his team highly enough.
Sheila Dunne
Sheila Dunne
09:37 22 Feb 19
We've been with Pascal a good few years now and has always been on hand to give sound advice and answer any queries.I wouldn't go any where else for professional financial advice.
Gary Morton
Gary Morton
22:29 21 Feb 19
Been with Pascal at Advice First Financial Services for 9 1/2 years. From getting our first mortgage, to setting up all types of insurances needed, Pascal has used his wealth of expertise to get everything in place. Wouldn't have anyone else looking after our financial matters and would definitely recommend anyone looking for financial services to use Pascal and his team, you are definitely 100% in safe hands and won't be let down.
Cormac Mc Clafferty
Cormac Mc Clafferty
21:47 21 Feb 19
Last year I had the good fortune of being referred to Pascal and his team at Advice First Financial Services in letterkenny when I was looking to applying for a mortgage. Pascal is a wealth of knowledge and I was impressed from the word go by his professionalism. Pascal was able to explain all the information to us in a clear and concise manner and he always checked to ensured that it was being fully understood. I found Advice First to be excellent communicators when engaging with their clients and all questions that we had (of which there were many) were answered promptly. I can honestly say that Pascal and his team were a dream to work with and I would highly recommend them to anyone looking for financial advice.
sinead Corns
sinead Corns
21:08 21 Feb 19
Pascal was extremely helpful and provided first class Financial Advice have no hesitation in highly recommending him!
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Financial Services Donegal – Advice Blog

A Guide to State Pensions

A Guide to State Pensions

A state pension will provide you with a basic level of retirement income, provided you qualify. For example, the full state pension (contributory) is €13,172 per year (or €253.30 per week). The state pension increases by €10 per week for those over age 80. (Correct as of Jan 2022)

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