Serious Illness Protection Insurance Donegal

Critical Illness Protection Donegal

What is Specified Serious Illness Insurance?

Some illnesses can have a significant impact on your life. They can stop you from working and your recovery may require assistance and time. That’s where serious illness cover comes in. Serious illness Insurance (sometimes called critical illness cover) provides you with financial support if you are diagnosed with a serious illness. It pays out a tax-free, cash lump sum if you are diagnosed with a life-threatening illness such as cancer, heart attack or stroke. There is a wide range of illnesses covered.

People are living longer than ever before. As a result, the chance of being diagnosed with a serious illness at some point in your life is greater. Many illnesses that were once incurable can now be treated successfully. However, this can lead to additional expenses while you recuperate.

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Switching is Easy!

You can switch providers without incurring any costs. As Financial Brokers we will research the market place to bring you the best retirement/pension plans for you. At Advice First our Key Focus is our customers. We are committed to providing you with a quality service at all times

Planning ahead

Meet Sharon… she is 34 and has just returned to work after the birth of her first child. She considers herself to be well paid. But now she has to factor in new costs, like childcare and the day-to-day expenses of looking after her baby. According to Sharon: “This is a good time for me and my husband to review our financial situation and decide what’s important.”

It’s not surprising that, as a new mum, one of those important costs is protecting her family. This has motivated Sharon and her husband to take out Life Cover and Serious Illness Cover. “If the worst happens to one of us, at least we have the comfort of knowing our family will be looked after.”

What’s most important to Sharon? An affordable way to protect her family financially should she or her husband die or suffer a serious illness, and the peace of mind that comes with being insured.

At a Glance…

  • Choose the cash lump sum payment to be paid when diagnosed with a specified critical or serious illness.
  • Can cover you up to the age of 75
  • We’ll get you the best deal from our panel of insurers
  • Paid to your next of kin or your lender with minimum fuss
  • Cancel the policy at any time without penalty
  • Pay monthly by direct debit to spread the cost

What some of our happy Serious illness Protection customers have to say…


I have met with Pascal for a few different things over the years and will be dealing with him in future, it pays to have him on your side.

Would highly recommend Pascal, he is fantastic at what he does, we have been clients for quite a while now and anytime we need assistance it’s no bother to him. Always giving the best advice based on your circumstances. Also he explains everything in a way which is easy to understand, there’s no jargon or gibberish.

Stephen Dobbyn

Can’t recommend Pascal enough, he is very professional and very good at explaining everything in simple english, also making sure that you understand which is the important bit.
He has great patience for listening to the ‘silly questions’ and answering the questions you don’t think on asking.

Paul Mc Elhinney

Still Unsure about Serious illness Protection ?

Why not take advantage of our Protection Review, this review will give you a professional assessment on how well your existing arrangements meet your needs and may even save you money.

For updates and general advice, connect with us on LinkedIn here: Advice First Ltd.

Call us today in Letterkenny: 074 910 3938