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Switch Mortgage Providers

Switch Providers & Save

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Our Mortgage Switcher Challenge 

Variable Rates

You may have seen or heard that some lenders have recently reduced their mortgage interest rates. There are many mortgage customers on high standard variable rates. If you are one of these customers, you could potentially save thousands of euro over the remaining term of your mortgage by switching mortgage provider.

See best Mortgage Rates available below. 

Switching is easy

Switching is relatively easy and in some cases free. Several lenders are willing to contribute up to €2,000 towards the cost of switching. You will have to provide some paperwork though, we can help with the rest.

Benefit of Switching Providers

In a recent research, The Central Bank found that over 100,000 or 1 in 5 mortgage customers in Ireland could benefit from switching their mortgage. Are you one of them?
If you have an existing variable rate mortgage we can review mortgage rates and compare your rate to those available in the market for free. Challenge us to find you a better rate..


We have saved some mortgage clients thousands of euros by obtaining a better rate for them with an alternative lender and in some cases their new Lender has paid some of the cost of switching. The lower the loan to value the better the rates that are available.

Recently we saved a client over €32,000 of potential interest payments over the remaining term of their mortgage. Often the hassle of dealing with the paperwork is the very thing that stops people taking action but if you speak with us for 15 minutes , we will check if saving thousands of euros is in your future and we will work with you to handle the paperwork.

Cash Back

A few of our lenders are offering up to €2,000 back in cash. This will help cover the inital outlay of moving to the a new provider.

Our Mortgage Switcher Challenge

To find out if you can make the switch and how much you can save from switching (subject to normal lending criteria) we just need the following information;

If Unsure

Give us a call and we will assess your ability to get a switcher mortgage and how much you could save.

Call us today: Donegal Office 074 910 3938
                         Dublin Office 01 566 3638                                 Email us

 Best Rates Available

Home Loan Rates 

 Best Rates Available 

 Up to 50% LTV 2.75%
 Up to 80% LTV 2.9%
 1 Year Fixed  2.9%
 3 Year Fixed 2.85%
 5 Year Fixed 3.7%
 10 Year Fixed 2.99%

LTV is Loan to value. Rates correct as of 15th Nov 2017.

 Warning: If you do not keep up your repayments you may lose your home
 Warning: You may have to pay charges if you pay off a fixed-rate loan early.
 Warning: The cost of your monthly repayments may increase.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. 
This may affect your credit rating, which may limit your ability to access credit in the future.

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Advice First Financial Services Limited: 50 City Quay, D02 F588, Dublin, Ireland  Tel: 01 556 36 38
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                      Registered Office: Glencar Business Centre, Circular Road, Letterkenny, Co. Donegal. Registered in Ireland. Company Reg. No. 389627.