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10 year fixed Mortgage Rate

New 10 year fixed available

 

People celerbrating Advice First

 

KBC's NEW MARKET LEADING 10-YEAR FIXED RATE MORTGAGE

To providing greater long term value and repayment certainty for customers, KBC have just announced the launch of a NEW 10 Year Fixed Rate Mortgage Product.

This product will be available to both New and Existing Mortgage customers, and will be available from Monday 2nd October 2017. Customers with an LTV <60% can fix the interest rate on their mortgage for as low as 2.95% (APRC 3.03%) for ten years while customers with an LTV <80% can avail of a rate of 2.99% (APRC 3.07%).

The rates are inclusive of a 0.20% mortgage discount rate for customers holding a current account with KBC.

The rates for this new product are the most attractive long term fixed rates on the market, offering best value to your customers.

Standard Rates Rate APRC
10 Year < 50% LTV 10/17 3.15% 3.22%
10 Year 50%-60% LTV 10/17 3.15% 3.24%
10 Year 60%-80% LTV 10/17 3.19% 3.28%
10 Year 80%-90% LTV 10/17 3.70% 3.78%
Current Account Discount Rates Rate APRC
10 Year < 50% (CA) 10/17 2.95% 3.02%
10 Year 50%-60% LTV (CA) 10/17 2.95% 3.03%
10 Year 60%-80% LTV (CA) 10/17 2.99% 3.07%
10 Year 80%-90% LTV (CA) 10/17 3.50% 3.57%

KBC also has some of the best variable rates for new mortgage customers in the market, including  a rate of 3.10% (APRC 3.16%) for customers with a maximum LTV of 80% and a one-year fixed rate of 2.90% (APRC 3.14% 60-80% LTV) for new and existing customers with a KBC Current Account.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

 

Is it possible to switch your provider to get this rate.

In a word, YES. But, and there is always a but, you need to take advice first. A cheaper rate is not the only consideration so good independent advice is needed. 

Questions:

If you have any questions in regards Mortgages, we are happy to help,  why not give us a call. 074 910 3938  Email us

 

 Lending criteria, terms and conditions apply. The property is mortgaged to secure the loan. Life and home insurance are required. The maximum loan amount will typically not exceed 3.5 times an individual’s gross annual income. The maximum mortgage is 90% of the property value. As a general rule, loan amounts are subject to monthly repayments of a maximum of 50% of disposable income and will vary according to individual circumstances. A typical variable r ate mortgage of €100,000 over 240 months costs €619 per month at 4.25% (APRC 4.35%). The total amount repayable is €148,616. A 1% rise in interest rate will increase this payment by €55 per month. APRC = Annual Percentage Rate of Charge and consists of a variable borrowing rate of 4.25%, valuation fee of €126.97 and security release fee of €38. Where a Credit Intermediary fee is charges, this will also be reflected in the APRC.

Warning: You may have to pay charges if you pay off a fixed-rate loan early. Warning: The cost of your monthly repayments may increase.

 


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