Types of Mortgages

Types of Mortgages

The banks are lending and we can help secure the mortgage that best suits you. One of the first things to do is to figure out which type of mortgage suits you best. There are a number of different types but the most common and the most widely used is the Annuity Mortgage.

Help to Buy Scheme

Help to Buy Scheme

At last, some guidance as to how the lenders are going to deal with the Help to Buy Incentive” in terms of the deposit needed for first time buyers.

Mortgage Cashback Offers

Mortgage Cashback Offers

With some lenders now offering cashback on their mortgages, it’s not surprising that customers, especially first-time buyers, are being tempted by these cash lump sums.

Switching your Mortgage

Switching your Mortgage

There is a lot of noise around at the minute about switching your mortgage to a different lender. So, let’s look at Should, Could & Would you switch providers.

Mortgages when earning Sterling

Mortgages when earning Sterling

This is area for confusion for lots of people. Especially for our friends living in or working in Northern Ireland who want to buy a home and live in the Rep. of Ireland. This is very prevalent for people around the boarder areas of Derry and Tyrone wanting to move to Donegal, where property prices are cheaper.