How to Apply for the Covid 19 Mortgage Repayment Skip
If you need to apply of a mortgage repayment skip due to Covid 19.This guide is correct as of 01/05/2020.
All lenders have now said they will be offering up to a 6 months (as of 01/05/20202) repayment skip to people where their income has be reduced or have lost their job due to Covid 19.
Please be aware that this is not a blanket skip for everybody and that proof will be required to show your income have been affected. For more on the how the mortgage repayment skip works, click here
We have listed the lenders below and have outlined how each lender wants you to interact with them to apply for the repayment skip.
Some lenders have an online form & some want to call them.
We have also listed some of the Mortgage servicing companies in this how to guide.
Due to the sheer volume of people affected please expect delays in getting through to your lenders and them coming back to you. We all know people are stressed out but please be kind to the people you speak with in the banks, these guys are work flat out and are under big pressure and may be as stressed as you are.
Haven Mortgages
Haven have now confirmed that mortgage customers who wish to apply for either a 3 month Moratorium or three months Interest Only can do so via our website https://www.havenmortgages.ie/covid19.
For customers who may be concerned that a moratorium or interest only will not be sufficient or already have an arrangement in place they should contact our Arrears Support Unit by calling 1850 654 329 or +353 1 665 8082.
Their website has been updated with this information also. https://www.havenmortgages.ie/covid19
AIB
Want people to fill out an online form https://aib.ie/covid19/mortgagecustomers/mortgage-form
For more info: https://aib.ie/covid19/mortgagecustomers
FAQ’s https://aib.ie/covid19/faqs
Bank Of Ireland:
Want people to fill out an online form: https://form.bankofireland.com/personal-banking/borrow/mortgages/paymentbreak/
For more https://personalbanking.bankofireland.com/borrow/mortgages/mortgage-repayment-covid-19/
FAQ’s: https://www.bankofireland.com/app/uploads/assets/Covid19-Payment-Break-FAQ-2.pdf
KBC
Want you to contact them on 1850 93 02 35 or email [email protected]
Latest from KBC. Click here
Permanent TSB
Want you to apply on line. Click here
for more: https://www.permanenttsb.ie/about-us/notices/2020/march/covid-19/#Contact or go in branch to discuss
Finance Ireland
Currently; Want you to to apply on line: Click here
For more: https://www.financeireland.ie/covid-19-announcement-business-as-usual/
ICS
Want to complete a form and email it to [email protected]. The form can be downloaded from http://www.icsmortgages.ie/ics-mortgages-covid-19-information
You can also call them on 1890 543 542
Latest: http://www.icsmortgages.ie/ics-mortgages-covid-19-information
EBS
Want you to complete this online form; https://www.ebs.ie/covid19/ebsMortgageForm
You can also call them on 1850 330 044
Latest Statement ; https://www.ebs.ie/covid19/concerned-about-mortgage-repayments
Ulster Bank
Want you to call them: 1800 435 763 or 01 709 2118 or you can
Request a call back; https://digital.ulsterbank.ie/personal/help-and-support/coronavirus/mortgage-deferrals.html
Latest Statement: https://digital.ulsterbank.ie/personal/help-and-support/coronavirus.html
Mortgage Servicing Company’s
Start Mortgages
Want you to apply on line click here.
They up to date information is available with this link as well.
Pepper Mortgages
Pepper say they want customers to call their customer service team on 1890 551 504 who will then forward your information to their special resolutions team who will call you back. They are taking a case by case bases.
Hopefully this helps, if you have any questions or need help give us a call. Call us today 074 910 3938
Get Advice
Talk to us now and make an appointment with one of our Letterkenny team of QFAs. We are here to help with your Financial Planning Concerns. Ask us questions on Retirement & Pension, Life Insurance & Protection, Mortgages, and Investment Advice. Get in touch here or give us a call at 074 91 03938.
Financial Services firms in Ireland are regulated by the Central Bank.
For the latest updates and financial news, connect with us on Facebook and LinkedIn.
